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Other loan providers, along with HSBC, Virgin Money as well as the Nationwide and you may Yorkshire strengthening societies are already giving five-seasons repaired cost in the step three.99percent . But not, Virgin nonetheless remains one of a small group of lenders offering five-seasons fixed rates at under 4percent. They tend to be First Direct, HSBC, Santander and you may Yorkshire building neighborhood. Out of 8pm this evening, Virgin’s a couple of-seasons fixed prices tend to rise because of the 0.2 fee points to cuatro.79percent (65percent Loan to Well worth) and cuatro.89percent (75percent LTV). These types of newest cuts have the brand new aftermath of speed increases past day by certain loan providers have been providing the extremely keenly charged five-season repaired costs for under 4percent.

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